Terms of Service

1. Acceptance of Terms

By accessing or using the MMM Fund platform ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of these Terms, you may not access or use the Service. These Terms constitute a legally binding agreement between you and MMM Fund.

2. Description of Service

MMM Fund provides a personal fund management platform that allows users to track investments, monitor portfolio performance, and manage financial transactions. The Service is intended for personal use and does not constitute financial advice, investment advice, or any other form of professional advisory service.

3. Account Registration

To use certain features of the Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated. You are solely responsible for maintaining the confidentiality of your account credentials, including your password and any two-factor authentication methods.

You must notify us immediately of any unauthorized use of your account. We reserve the right to suspend or terminate accounts that we reasonably believe have been compromised or are being used in violation of these Terms.

4. User Responsibilities

You agree not to:

• Use the Service for any unlawful purpose or in violation of applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Service, other accounts, or any systems or networks connected to the Service
• Interfere with or disrupt the integrity or performance of the Service
• Use automated scripts or bots to access the Service without prior written consent
• Reverse engineer, decompile, or disassemble any part of the Service
• Share your account credentials with third parties or allow others to access your account

5. Financial Information Disclaimer

The information provided through the Service is for informational and personal tracking purposes only. MMM Fund does not provide investment advice, tax advice, or financial planning services. Any investment decisions you make based on information displayed in the Service are made at your own risk. We strongly recommend consulting with qualified financial professionals before making investment decisions.

While we strive to display accurate data, we do not guarantee the accuracy, completeness, or timeliness of any financial information presented through the Service. Market data and portfolio valuations may be delayed or subject to errors.

6. Intellectual Property

The Service, including its original content, features, and functionality, is owned by MMM Fund and is protected by international copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Service without our prior written consent.

7. Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using the Service, you consent to the practices described in the Privacy Policy.

8. Limitation of Liability

To the fullest extent permitted by applicable law, MMM Fund and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your access to or use of (or inability to access or use) the Service.

In no event shall our total liability to you for all claims arising from or relating to the Service exceed the amount you have paid us in the twelve (12) months preceding the claim.

9. Service Availability

We strive to maintain the availability of the Service but do not guarantee uninterrupted or error-free operation. We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

10. Termination

We may terminate or suspend your access to the Service immediately, without prior notice, for any reason, including if you breach these Terms. Upon termination, your right to use the Service ceases immediately. You may also delete your account at any time through the account settings. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by updating the "Last updated" date at the top of this page and, where appropriate, through email notification. Your continued use of the Service after such changes constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the European Union and the applicable national laws, without regard to conflict of law principles. Any disputes arising from or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the competent courts.

13. Contact

If you have any questions about these Terms, please contact us at legal@mmmfund.com.